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Card Issuing

How does card issuing work? Check here.

Payment schemes

In this document we describe how payment schemes (Mastercard and VISA) work. Payment card busine...

Ranking of card issuing companies

How to choose a BIN sponsor and card issuing partner? Choosing a BIN sponsor or card issuer is a...

Card issuing - financial details

How can I earn from card issuing? This is a common question that is asked by our customers. Let m...

Example of Profit & Loss calculation in card issuing

Calculating profits and losses in card issuing is not easy, especially when various card issuers ...

Regulatory and license impact on card issuing

Legal issues related to regulatory or payment scheme rules often arise in questions we receive fr...

KYC and KYB requirements in card issuing

KYC (Know Your Customer) processes usually raise a lot of questions. In this article, I would lik...

PCI DSS & other security requirements

Very often customers ask questions connected with security. In this article we would like to summ...

Master balance and collateral in card issuing projects

During the implementation of card issuing projects with Verestro and our partner payment institut...

Pay with Rewards, Pay with Points

There are multiple use cases in where you can use virtual Mastercard payment cards. Let me explai...

Multicurrency cards - 3 implementation options

Multi-currency topic is an interesting and important concept of card issuing that usually require...

Customer service and user claims in card issuing

Once you start issuing cards for your users you will experience a wide range of various problems ...

How to prepare for a card issuing project?

Do you want to issue cards to your users? In this article we describe what is required on your si...

How can I reload payment account or card?

There are many ways of transferring money to payment account or cards. In this article we would l...

Card Lifecycle Management

Once launching card issuing projects, our customers usually forget that it is a long-term activit...

VISA or Mastercard?

Sometimes our customers ask if it is better to issue VISA or Mastercard cards. In this article we...

Card Benefits in card issuing projects

Once you are launching your card program it is important to think about additional benefits that ...

Prepaid, debit or credit cards - the main differences

Before launching a card issuing program, our customers consider which card product to use. In thi...

Tips to avoid problems when implementing card issuing

So you have a good business case for issuing cards for your customers and you found a perfect ven...

Know Your Customer – in-house or outsourcing

From time to time, our customers ask us whether it is better to perform Know Your Customer activi...

Reverse solicitation – marketing & promotion of card issuing in multiple countries

One of the limitations in global card issuing and account opening activities is connected with li...

Interchange Fees and Service Fees - rates and rules

Disclaimer. This article shows in some level of details topic of Interchange Fees. It is presente...

BIN Range or Separate BIN in Card Issuing

Our customers usually ask if it makes sense to issue cards on a separate BIN fully dedicated for ...